Andy Hernandez

Regions Bank

Andy Hernandez is Chief Digital Officer for Regions. In this capacity he is responsible for leading the bank’s digital transformation, which includes digitizing the business to better serve Regions’ customers, providing leadership over the company’s digital strategy, and driving accelerated delivery.  His responsibilities include partnering with technology, operations, line of business and support leaders across the enterprise to deliver solutions that meet the emerging digital needs of customers and associates.  Hernandez came to Regions in 2014 from BBVA where he was the Director of Multichannel Experience as part of Global Retail Banking in Madrid, Spain. In this role he co-led the strategic definition and global vision of omnichannel experience for the BBVA Group. He also served as the Director of Channel Development for BBVA Compass in the United States with leadership responsibilities for digital, contact center and ATM channels in the Retail Bank. Responsibilities included product innovation, sales, service, user experience, design, channel operations and payments.  Prior to joining BBVA, Andy served in a variety of channel, product and distribution roles for Wachovia, Bank of America, SouthTrust, and NCR. At Wachovia, Hernandez was Chief Operating Officer for the General Bank’s Distribution Group in Charlotte. At Bank of America, also in Charlotte, he was a Senior Vice President in the eCommerce group with responsibility for the industry’s largest online payments and transfers business as well as the industry’s largest online deposits business. As Group Vice President and Director of eCommerce at SouthTrust Bank in Birmingham, Hernandez started the eCommerce group, building it from the ground up. Andy began his career at NCR Corporation holding Senior Sales Account Management roles throughout the Southeast, with primary focus on ATMs.  He earned a bachelor’s degree with Honors from the University of Florida in Computer & Information Sciences.